Entry

What should I consider when looking at health plan and the company that offers it?

Nov 29th, 2007 13:47
Dennis Alexander, http://www.assuranthealthcoverage.com

It's about more than just the premium. When comparing health plans, 
assess the standard benefits that each company has to offer.
* Think about if there are limits on important things, like 
prescription drugs and hospitalization.
* Look at the available lifetime benefit maximum and how the company 
pays for ambulance service, which can be very expensive.
* Beyond what a plan offers, you'll want to look at a company's 
experience and focus — since it takes a long time to become an expert 
at health insurance.
* You'll also want to look at the company's strength and stability, so 
you can rest assured that a company is financially stable and will be 
there when you need it.